Dennis and I have been checking our insurance coverage on various levels this fall. During the open enrollment for health insurance we decided to make a visit to our fellow that we purchased our Medicare supplement from. The policy we currently have was initiated when Dennis turned 62. Medicare coverage started at that age. When I retired in 2009, I signed up for the same coverage with the same policy. Blue Cross/Blue Shield has served us well. We never have had a co-pay for any health issues. Denis has had a helicopter ride, I have had two shoulders replaced plus what our meds have been reduced in price with the present policy . . . totally covered. Well . . . the original policy was taken out nineteen years ago with Dennis. Digging a bit we decided to change, not from Blue Cross/Blue Shield but with a newer policy that has been offered for the last five year, with a few additional benefits at a bit of a savings in premiums. Hey, $90.00 in total savings, is a . . . savings.
Insurance is important and in today’s world there is a penalty if it is not had. Damned if you do and damned if you don’t. We talked in length about the change. We talked in length that we don’t want our children to be put in a situation where they see our lifestyle challenged due to health care costs. Our children have enough on their hands in today’s world without additional worries. Enough said.