A Grammie Tale
Quite a day of new experiences and learning for me . . . the Grammie.
I have belonged to a credit union since the 70s. That happened when Orlin, the kid’s dad, worked at 3M out of Hutchinson. The credit union was then called Mini-Mine Credit union. It has since transformed to Affinity Plus Federal CU. I have always maintained enough business with them as it seemed prudent to keep the account open. The Affinity location in Mankato is quite large. The last time I visited there was mid 2021.
I did get a notice that there would be upgrades to their website for membership. I read through everything that I thought pertained to my credit card with them.
Yesterday I signed in prepared to make a payment from our checking account. The screens were very different than the usual of years past. When I looked at my profile that was linked to the account I noticed that my bank was still referenced as the CCF that had closed here in town several years ago, thus, though I had been making my payments via our current bank, Pioneer was not connected.
I went through the hoops of deleting the old information by putting in the new routing numbers and account number. The routing number was acknowledged. There was also a 2-3 day authorization period. Hm. I had a Pioneer Debt card. Had I ever initiated it? No. Had too much time elapsed that it was no longer valid? It was from the 2022 era when we had changed banks. I found the telephone number to help with that. Everything cleared and I was given the code via my phone that I was who I said I was.
I made the first of the month payment with Affinity by breaking in the debt card, also paying a $12.00 service charge. That mattered not as it was important for me to make that payment on time.
This was a good day of experiences in the world of finance. During this next month, you know I will check the Affinity site to make sure the correct bank authorization has been put in place.
It goes to show that I can’t assume. I need to stay on top of things like banking and income taxes and Dennis. Learning and being brave is what my life is and I really appreciate it.
With that I will take my leave. ♥